Why Choose Us?

Firstpaydayloannow.com for many years has been a trusted resource for consumer lending. We have connected millions of people with quality lenders. We know there are a lot of ways you can obtain a personal loan, whether from your local lending store, your bank or even other websites. However, here are a few reasons why Firstpaydayloannow.com should be your first stop for a secure, fast and reliable loan:

1. Safety

Firstpaydayloannow.com has been certified by an independent service to ensure that your personal information is protected and secure.

Be careful who you work with online. Numerous websites claim to offer some sort of cash advances, but some of these websites are actually designed to infect your computer with viruses and malware that steals sensitive information like your bank account number. Be aware of unsecured websites making false claims about their security technology. Also, be cautious if you see a website with all the security logos on display but without linking to the security provider''s actual certification page. Giving your personal information to these websites can make you an easy target for hackers and thieves.

2. Choice

By deciding to use Firstpaydayloannow.com you are accessing our network of over one hundred lenders from your personal computer. Imagine calling lender after lender just to see who might be willing to lend to you—that would take a lot of time and effort and may not even get you what you need. We help you connected with lenders. By using our service, you can decide whether or not a lender’s rates and terms are acceptable to you before ever accepting a loan. This is better than visiting a store for a loan, because then if you don’t like the rates or terms, you have to visit yet another store, complete another request, and you still might not like what is offered to you.

3. Competition

You win when businesses are competing. Our network of lenders are aware that they are just one of the many choices you have for a personal loan. The next step is to complete the loan request form so we can find a lender that is ready to work with you!

4. Speed and Convenience

With Firstpaydayloannow.com you can get your loan online from the comfort of your home. The next step is to complete our online form so we can find a lender that is ready to work with you!

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Representative APR 391%. Average APR for this type of loans is 391%. Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.